Credit Cards
HSBC Classic Credit Card review: discount program!
Check out the main features and benefits of the HSBC Classic Credit Card! Find out if this credit card suits you.
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Enjoy a variety of discounts with the HSBC Classic Credit Card!
HSBC has a solid history in the world of finances. It is known to be a safe and well-perceived option when it comes to exploring banking possibilities.
Check out some of the HSBC Classic Credit Card features and benefits below and find out why it may work for your pocket!
| Card’s Highlights 🔍 |
| Credit limit depending on the applicant’s status |
| Check balances and payments whenever you need with the HSBC UK Mobile Banking app |
| No annual fees with the benefits of a Contactless card! |
| APR of 29.9% (variable) |
| Rewards and discount offers are regularly updated on the HSBC home&Away program. |
So, if you are into rewards and a credit limit that matches your monthly needs, this might be a good call to boost your financial life control.
Having your money under control is paramount to living your best life. Getting the HSBC Classic Credit Card can help you with that.
How does the HSBC Classic Credit Card work?
The Classic Credit Card from HSBC is your regular credit card for day-to-day usage. You can use it to make your typical purchases and payments, like online shopping, eating out, and traveling.
This can also be used to start building a credit history or boost your credit card rating.
After all, we all have to start somewhere, right? So, HSBC is here to give you a helpful hand in your first steps as a credit card owner. This is a big deal!
Make sure to enjoy this card’s benefits and make on-time payments. This will help you improve your credit score and upgrade to credit cards with more perks and even more valuable rewards.
Should you get the HSBC Classic Credit Card?
Find out if the HSBC Classic Credit Card fits your current life standard! After all, there is no point in having a credit card that will not help you get your finances on track.
Here are some advantages and some drawbacks we selected to consider about the service before applying:
Strengths and advantages:
- No annual fees, so you can save your money for better things than paying bank fees.
- Add it to your digital wallet for immediate access to your spending and payments, so you’re never in the dark.
- Purchase protection of £100 to £30,000 in the case of the supplier breaching a contract or misrepresenting goods.
- Contactless credit card – no swiping, just tap and go.
- The credit limit is subject to status, so if you have a good financial history, you may get the limit that suits your needs best!
Pay attention to some drawbacks:
- Applicants must earn an income or pension of at least £6,800 before tax, so if you are in a situation below that, you wouldn’t be able to apply.
- You should have an HSBC account other than the Basic Bank Account, which could be a setback for the moment.
- You could have your credit score harmed if payments are late or out of your limit.
Eligibility requirements: Can I apply for the HSBC Classic Credit Card?
Applying for your new HSBC Classic Credit Card is no rocket science: you must be over 18 and a UK resident. These are the basic requirements.
Also, you need to earn at least £6,800 a year and hold an active HSBC current account other than the Basic Bank one.
As you can see, these requirements are pretty achievable for most UK residents. That’s why the HSBC Classic credit card is a great way to start building your credit history.
Find out how to get your new HSBC Classic Credit Card!
If you are already an HSBC customer (except for Basic Bank Account holders), you can use your cellphone device to apply on the HSBC Mobile Banking app.
All you have to do is download the app and click on the “Apply in app” button! In case you prefer face-to-face assistance, you can always go to the nearest HSBC agency!
But hold on, there is a third way to apply for the HSBC Classic credit card. You can go straight to the HSBC website and apply online.
However, you must be registered for online banking to apply on the website.
Isn’t the HSBC Student Credit Card a better pick, tough?
Currently, going to uni? Then, the Student Credit Card should be a more suitable option for you. You can apply for that in case you are an HSBC Student Bank Account customer.
Check out how to do so on the review we designed for you on the link below!
HSBC Student Credit Card review
Check out the HSBC Student Credit Card review with all the benefits and features you should know about! Explore the pros and cons here!
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