Loans
Loans 2Go Personal Loan Review: no fees charged!
Explore the features, uses, benefits, and drawbacks of obtaining a personal loan from Loans 2Go.
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Get that help that you need with Loans 2Go, even with underwhelming credit
Life is like a rollercoaster ride with its twists and turns, ups and downs. There are times we may find ourselves in a place that’s not so good, financially speaking. Loans 2Go may help with that.
Loans 2Go can be a helpful solution for multiple occasions in life. Their loans can get you through unexpected bills, car repairs, medical expenses, and more.
Read further to find out more about Loans 2Go!
Loans 2Go Personal Loan Highlights 🔍 |
Applications may be accepted even in case of applicants displaying poor credit. |
Perfect for a variety of needs and wishes, like renovating your home, purchasing a long-wanted vehicle, merging debts, or even organizing your dream wedding! |
There are no set-up fees. |
Flexible loan amounts with monthly interest rates ranging from 3.7% up to 15%. Representative 770% APR. |
Loan amounts offered between £250 and £2,000. Terms from 18 and 24 months. |
Personal loans offer versatility. With these, you may get a helping hand for debt consolidation, handling unforeseen costs, or traveling.
With Loans 2Go, you have the option to repay either weekly, fortnightly, or monthly. These could be paid through debit card transactions or even on the official online portal.
Loans 2Go Personal Loan major features to know about
When things go off track, you can find a viable solution in Loans 2Go. Whether it’s for wedding costs, buying a car, or covering unexpected medical expenses.
Loans 2 Go is a direct lender. You apply directly to the company and get the most appropriate loan for you. Even if your credit isn’t great, you may still be up for borrowing.
Is the Loans 2Go Personal Loan Right for You? Pro versus Cons!
Considering a personal loan requires careful thinking. It’s a considerable commitment, even though it can help you achieve your goals.
To help you decide whether Loans 2Go fits your needs, check out a few pros and cons below:
Good points:
- ✔️ You can choose to make your repayments weekly, fortnightly, or monthly.
- ✔️ You can still stand a chance of getting your loan approved even if you hold a not-so-good credit score.
- ✔️ Online, simple application process.
- ✔️ Once accepted, your money will be available within minutes.
Where it falls short:
- ✖️ Very high APR, going up to 770%.
- ✖️ UK citizens living abroad are not eligible.
- ✖️ Terms range from 18 to 24 months. Depending on the loan amount applicants request, this might not be enough time to comfortably repay it.
- ✖️ Loan amounts are available up to £2000, which might not be enough for bigger plans.
Are You Eligible? Requirements to apply for the Loans 2Go Personal Loan
There are a few requirements you should be aware of before applying. The first criteria are that you should be at least 21 years old and regularly employed.
Also, you must live within UK borders and hold a bank account with a debit card. However, you don’t have to stress over having a perfect credit history!
Once you fit these criteria, you are good to go and apply at Loans 2Go and get the money you need for that long-wished plan to become a reality!
Ready, Set, Apply: Loans 2Go Personal Loan application process
You can easily apply for your personal loan online, with no face-to-face interview. Go to Loans 2Go official website to do so.
Just click the “Apply Now” button and fill in a few details that will be required. After that, all you have to do is submit your application to Loans 2Go.
Your application will be analyzed right away by the Loans 2Go system and their final decision will be available to you within moments!
Comparing the Loans 2Go Personal Loan with an alternative: Halifax Personal Loan
It’s always a smart move to ponder upon your financial options. There are plenty of alternatives out there, and some are really good!
That’s why we’re giving you a quick look at another great borrowing option: Halifax Personal Loan. Halifax has been in the market for quite some time, having a solid financial history you can rely on.
Take a look at the chart below to learn more and compare!
Loans 2Go Personal Loan | HALIFAX PERSONAL LOAN |
---|---|
An under-average credit score is enough to have your application accepted (along with the whole analysis). | You cannot hold a bad credit history, such as bankruptcy or getting CCJs. You can find more in-depth details on the Halifax official website. |
Serves for regular loan purposes, such as home renovations, unexpected costs, wedding expenses, etc. | Serves for regular loan purposes, such as home renovations, unexpected costs, wedding expenses, etc. |
No set-up fees, monthly interest rates from 3.7% to 15%, and a 770% APR | Personalized rates, but with a maximum of 29.9% APR. |
Loan amounts range from £250 to £2,000 and terms from 18 months to 24 months | The loan amounts and terms depend on the applicant’s choice, being subject to their credit score, spending habits, and income. |
It is always a good call to explore what’s out there for our financial expectations! Maybe giving Halifax Personal Loan a chance is a viable option for your goals.
Discover more about the features and requirements of Halifax Personal Loan in the review we’ve put together just for you!
Halifax Personal Loan Review
Hey dreamer! Ready to make those big dreams a reality? The Halifax Personal Loan has got your back! Find out all about it here!
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