Credit Cards

NatWest Balance Transfer Credit Card review: No annual fee!

From zero balance transfer fees to income eligibility criteria, we break down everything you need to know about the Natwest Balance Transfer Credit Card. Keep reading!

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NatWest Balance Transfer Credit Card: Great intro period for purchases and balance transfers!

natwest balance transfer
Check the Natwest Balance Transfer Credit Card! Source: Credit Cash Exchange.

Embarking on a journey to financial freedom often involves strategic choices, and when it comes to credit cards, finding the right one can make all the difference.

Today, we dive into the intricacies of the NatWest Balance Transfer Credit Card, a financial tool that has garnered attention for its balance transfer perks.

Card’s Highlights 🔍
You’ll need a credit score ranging from good to excellent.
There are no fees for balance transfers for new cardholders for 13 months with the intro interest period. There can be fees after that period and other regular card fees.
New cardholders can have a 0% intro interest for 13 months on balance transfers. Also, 0% intro interest for the first 3 months on purchases. After that, there is a 24.90% representative variable APR.
You’ll be able to save money with this card with the intro interest period, but there are no regular card rewards.

In this review, we’ll dissect the advantages and disadvantages, exploring the features that set this card apart in the competitive landscape of credit options. 

NatWest Balance Transfer Credit Card features: how does this card perform?

Whether you aim to consolidate debt, navigate interest-free periods, or simply seek a straightforward financial solution, join us as we uncover the ins and outs of the NatWest Balance Transfer Credit Card.

This way, we’ll help you make an informed decision on your path to financial well-being.

card

Credit Card

NatWest Balance Transfer

0% intro APR ⭐⭐⭐⭐⭐

Apply and move your debt from other cards with no fees

You will be redirected to another website

Moreover, this card can offer an incredible intro interest period for purchases and balance transfers.

So, there are no balance transfer fees, and there is a 0% intro balance transfer period for 13 months from account opening. Also, there is a 0% intro interest period for purchases for up to 3 months.

Weigh the pros and cons: should you get the NatWest Balance Transfer Credit Card?

natwest balance transfer
Get more room in your budget to make your everyday purchases! Source: Canva Pro.

So, if you’re interested in getting this incredible card, you’ll need to learn about the advantages and disadvantages of getting this card. Therefore, read below to learn the pros and cons!

Strengths and advantages:

  • You’ll be able to get a 0% interest for balance transfers for up to 13 months, and this can help you save a lot of money;
  • There is also the 0% intro interest period for purchases for up to 3 months after account opening;
  • You’ll be able to check if you’re eligible to get this card for free and with no credit score harm;
  • This card offers all these incredible features for no annual fee;
  • You won’t need to pay any balance transfer fees, and this can be one of the best features of this card when compared to other similar cards in the market.

Pay attention to some drawbacks:

  • This card has no extra perks or rewards programs for cardholders to enjoy;
  • There is a balance transfer limit to use this card. So, you’ll only save money for the intro balance transfer and purchase period;
  • You won’t be able to make balance transfers from other NatWest Group credit cards.

Eligibility requirements: who can apply for the NatWest Balance Transfer Credit Card?

You’ll need to learn about this card’s eligibility requirements before you start the application process to get yours. Therefore, read below to understand the main requirements you’ll need to meet to have a higher chance of qualifying:

  • You’ll need to be at least 18 years old;
  • You need to be a UK resident with a permanent address;
  • The income needs to be at least £10,000 a year.

Therefore, these are only a few of the requirements you’ll need to meet. Also, even if you meet all of these requirements, you may not get approved.

So, make sure you have a high credit score and are able to pay for this card’s fees before you complete the application process.

NatWest Balance Transfer Credit Card application process: the pathway to your new card!

natwest balance transfer
Just get your phone, and you can start the application process. Source: Canva Pro.

Now that you’ve learned more about the eligibility requirements this card has, you’ll need to learn how to apply for this card.

So, to start applying, you’ll need to go to the official website online and begin the eligibility check. And you’ll need to provide the personal information required.

card

Credit Card

NatWest Balance Transfer

0% intro APR ⭐⭐⭐⭐⭐

Apply and move your debt from other cards with no fees

You will be redirected to another website

Then, you can quickly complete the eligibility check, and if you’re eligible, you can go to the official application.

Also, during the official application process, you’ll need to provide some more personal information and maybe some personal documents.

Then, you’ll be able to read the terms and conditions to see if this is the right card for you and if you agree with your fees and terms.

Moreover, you’ll need to make sure you can pay for this card’s fees before you accept the card offer after getting a response from the official application process.

Compare to conquer: is the Tesco Bank Low Fee Balance Transfer Credit Card a better pick for you?

If you’re looking for a different credit card option to save on balance transfers, you can try applying for the Tesco Bank Low Fee Balance Transfer Credit Card! With this card, you’ll be able to get a long intro balance transfer period with a low balance transfer fee and more!

So, read our blog post below to see this card’s features and learn how to apply!

Tesco Bank Low Fee Balance Transfer Credit Card

Tesco Bank Low Fee Balance Transfer Card review

Discover financial flexibility with the Tesco Bank Low Fee Balance Transfer Credit Card – 0% interest on transfers for 15 months and more!

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